Make Your House a Home

Kindly note that HomeFin has been incorporated into its sister company e-Fin and will no longer accept credit applications via this website. Should you offer products or services up to a maximum of R15,000 kindly register your business here. We regret to inform you that we no longer offer finance up to R100,000 due to a change in our credit policy. We will however continue to serve our existing clients as before. Should you have any questions, please do not hesitate to contact us.

South Africa’s preferred Home & Lifestyle Finance Provider

Apply Online Loan Calculator

SCAM ALERT: We have been notified of scam artists pretending to represent our company and asking for upfront payments to confirm bank details. Please note HomeFin will never request an upfront payment or security fee from its applicants.

Instant
Pre-Approval

Payout in
24 Hours*

Flexible
Repayments

No
Deposit

Welcome to HomeFin, South Africa’s niche Home & Lifestyle Financial Services Provider. We enable South Africans to turn their house into their dream home.

How Can We Help?

Click to learn more about our Home & Lifestyle Loans

Home & Lifestyle Finance

Home Renovations | Sports & Gym Equipment | Security Systems | Furniture | Many More

How it Works

Applying is quick and easy! Need a hand?

Complete & Submit Your Online Application

To process your application, we'll need to collect some basic information, including; a quotation from your supplier, a copy of your RSA ID, proof of residence, proof of income (your most recent payslip) and a bank statement reflecting your salary deposits for the last 3 months.

We Assess Your Application

Once we've assessed your application we'll let you know what interest rate and repayment terms we can offer you.

Agreement & Acceptance

Upon acceptance of your finance agreement, we'll pay your supplier within 24 hours.

Find a Trusted Supplier

Find a registered supplier near you! Or join our directory.

Find a Supplier

Why Choose HomeFin

Southern Africa’s first choice Home & Lifestyle Finance Provider

Convenient Online Application

Check online to see if you qualify for a Home-Fin loan and get approved instantly

Flexible & Affordable Finance

HomeFin offers you low-interest, flexible and affordable Home & Lifestyle Finance

Safe, Secure & Confidential

All HomeFin transactions are done in a safe, secure and confidential manner.